Plan expense reimbursement is a very important component of your total fees. When we select investment options we stay independent with regards to the fees. In addition as registered investment advisors, we cannot collect any commission which allows us to be completely unbiased. We have created relationships with several custodians to collect the commissions and other and other fees and forward those to your record keeper. The money is yours and can be used to offset any plan related feeds. We will always look to reduce our fees with plan expense reimbursement if any are available.